Your credit report will be available within 30 days after your first statement is generated. It’s based on the name on the account, date of birth, address, and SSN.
Seen provides a monthly snapshot of your account to the three major credit bureaus – Experian, Equifax, and Transunion. This includes details like your credit utilization, outstanding balance, payment history, and credit limit, as of the last day of each month.
We don't have a fixed date when we report to the credit bureaus, but it will be the month after your billing cycle. For example, for the month of June, we will report to the bureaus in July.
You can obtain your credit report from the following websites:
You can also obtain free credit reports from AnnualCreditReport.com once every 12 months.